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Across 1. Uncertainty of an outcome 4. Using trade instead of currency 6. A sudden and often unexpected profit 8. One of the 3 big credit reporting agencies 9. When you don't pay your credit card, you are in this state 13. Additional features of employment, such as health insurance 14. Insurance for a vehicle in an accident 15. A loan for the purchase of a home 16. the cost of borrowing money 18. The cost of insurance 19. The type of card that deducts money directly from your bank acct 20. The type of loan that is repaid in equal monthly payments 21. A medium of exchange

Down 2. Extra money in your budget 3. 'I believe' in Latin 5. An amount that differs from a budget 7. Less money in your budget 10. A plan for spending and saving 11. You use a 401(k) account to save for this 12. General increase in the rise of prices 17. Income after taxes