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Across 2. Pays for most or all the charges for room, food , and other hospital expenses that the insured person incures. 6. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc. 11. A lowering in estimation. 13. An insurance company representative who investigates claims and makes settlement recommendations based on the estimate of the damages and the company's liability. 15. Cause of lost such as fire, wind, or theft. 17. Insurance that help pay for normal dental care and covers dental injuries resulting from accidents. 18. These first-party benefits, known as personal injury protection (PIP), are a mandatory coverage in true no-fault states. 19. Provided by federal gov't to people 65+ amd some disabled people.

Down 1. Coverage in the event an insured is legally liable for bodily injury or property damage by automobile. 3. Person named in insurance policy to recieve insurance benefits. 4. Property that is permenantly attached to the land. 5. Basic insurance that protects against losses caused by fire or lightining. 7. Medical expense assistance administered by state gov't to financially needy families. 8. Organization that provides complete health care to their members for a foxed monthly payment. 9. Insurance designed to pay for the repair or replacement of the policy owner's car in the event of an accident, no matter who caused the accident 10. Life insurance that covers a group of people, usually employed by the same company. 12. Property that is not attached to the land. 14. Insurance that protects survivors against financial loss associated with dying. 16. The amount of money recived should a policy holder decide to give up the protection by a provided by a policy.