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Across 6. _______lending is required by law. 7. An act that prohibits lenders from discriminating against credit applicants in any aspect of credit transaction on the basis of race, color, religion, national origin, sex, martial status, or age. 9. Guarantees a specific interest rate if you close on a loan within a period of time. 10. Fees paid to the lender or broker for the loan and often are linked to the interest rate. 11. Costs that come along with home loans.

Down 1. PMI is an acronym for which three words? 2. A product that makes prices and terms negotiable. 3. Prohibits discrimination in residential real estate transactions based on certain characteristics. 4. Finding a _________is normally the first step to a home improvement project. 5. Most lenders require __________% of the home’s purchase price as a down payment. 8. Type of loan available from a variety of lenders.