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Across 1. desirous of other people's things or possessions 5. silly, not serious and sensible 6. makes even with people who wrong them 8. not refined in manner or speech 9. not able to adapt or change when needed 11. not thinking of economy and wasting money and resources easily 13. not telling the truth or doing bad things and not telling people this 15. boastful of one's station, achievements, possessions, or looks 16. only thinking of oneself and not giving others 18. extremely careful of one's money and its worth so as not to give it freely 19. wants things only for him or herself and more and more of them

Down 2. not true with one's intentions 3. not thinking of other people and their needs 4. easy to judge or condemn people 7. bad-mannered 10. easy to be angry, not willing to wait 12. stupid 14. sly and crafty for one's own ends 15. critical or cruel in manner or speech 17. not willing to work at all