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Across 2. A card used to transfer money electronically from your checking account to the stores account to pay for purchases. 6. The total amount in your bank account. 9. A plan for dividing up your income among spending and saving. 12. A booklet for recording your checking account transactions. 13. The decrease in value of an item over time. 15. A computer terminal that you can use to withdraw cash. 16. Items of value you own. 17. Your signature on the back of a check. 19. Writing a check for more than is deposited in your checking account. 20. Amounts you have already committed to spend.

Down 1. Amounts you can choose to spend or not spend. 3. The movement of money from one account to another by computer. 4. Amount of money you owe to other people. 5. The person or business to whom a check is written. 7. Planning document on which you record your expected and actual income and spending. 8. A check with the bank's stamp on it, indicating that it has been paid. 10. Things of value you can turn quickly into cash. 11. A written record from your bank of all the transactions involving your account. 12. An order to a bank to pay a specific sum to the person or business named. 14. Goods that have special qualities that make them more expensive than alternative goods. 18. A federal government agency that insures deposits in a bank.