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Across 1. One of the 3 C's of credit 5. Type of credit that is borrowed for a single use and is due in full at the end of the time period (usually 30 days) 7. Ensures consumers are fully informed about cost and conditions of borrowing 9. A part of your credit report giving info. such as address and employment 11. One of the 3 C's of credit 12. Laws that are determined by each state that address credit issues 14. Protects the privacy and accuracy of information in a credit check 17. One of the 3 C's of credit 18. Prohibits discrimination in giving credit on the basis of sex, race, color, religion, national origin, marital status, age or receipt of public assistance 19. How long a consumer reporting agency can report unfavorable information

Down 2. A part of your credit report that will list any legal issues such as marriage, judgements, garnishments, bankruptcies 3. Prevents abuse by professional debt collectors, and applies to anyone employed to collect debts owed to others, but does not apply to banks or businesses collecting their own debts 4. Type of credit that allows borrower to make the same regular payment over a specific length of time 6. A part of your credit report that lists all credit accounts that you have opened 8. Sets up a procedure for the quick correction of mistakes that appear on consumer credit accounts 10. A part of your credit report that will list any company that has requested a copy of your credit file 13. A part of your credit report that will list any accounts that are delinquent and required the services of a third party to collect them 14. (T)rue or (F)alse? You can include student loans in a bankruptcy 15. Type of credit that usually included credit cards; allows borrower to charge credit and pay a minimum amount due 16. How long a bankruptcy can stay on your credit report