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Across 2. advertising that provides specific information about a product such as its size, color, price, and features 4. attempts to cheat consumers 6. when a store advertises a product at a low price, but then tries to get you to buy a more expensive item 7. a promise a product will work for a certain period of time if used correctly 9. money set aside for future use 10. anything you use to satisfy your wants and needs to reach your goals 11. expenses that stay the same from month to month 13. the way you use your resources to reach your goals 14. desires that make life more pleasant and enjoyable 16. the percentage cost of credit on a yearly basis 17. expenses that change from month to month 23. a fee for the use of credit 25. items on which you spend your money 26. a charge a borrower pays a lender for the use of money 28. advertising that is delivered by the postal service 29. an aim you plan to achieve over a long time, such as several weeks or months

Down 1. a measurre of the cost per item, weight, or volume to compare prices on differrent products 2. when you buy an item without evaluating the quality or the cost 3. a set of steps that can help you make thoughtful, careful choices 5. a partial, initial cash payment followed by regular monthly installments or payments 8. a plan for all of your income, savings and expenses 12. comparing quality, price, and/or features of similar products before making a purchase 15. the means by which advertisements are broadcast or displayed 18. an aim you plan to achieve in a short time, such as a day or a week 19. anyone who buys and uses goods or pays someone to do a service 20. advertising that uses popular people or images to sell their product 21. money you receive 22. something that merits attention before something else 24. an agreement that allows you to buy an item now and pay for it later 27. those things people require to survive and thrive: food, clothing, shelter