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Across 4. goals involving immediate needs (ex: food, rent, emergencies, etc.) 6. social security tax 7. assets in the form of cash 8. goals to achieve in 5-10 years (building savings, career change, etc.) 9. living expenses that may vary each month 12. shares in a corporation purchased at a fixed price 13. to find this you must subtract your assets from your liabilities

Down 1. how much you own 2. goals achieved within a few years (college, vacation, home, etc.) 3. how much you owe 5. amounts that you've already committed to pay 10. bonds that can be purchased and sold back to the government when cash is needed 11. a plan that matches your estimated income expenditures