| Across |
|---|
| 1. | Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary trust, or receiver or trustee in bankruptcy |
| 4. | Allows account owner to access funds electronically (2 Words) |
| 6. | Insurance offered by private insurance that protects the bank against loss on a defaulted mortgage (acronym) |
| 8. | Oral or written request for an extension of credit that is made in accordance with the procedures established by a creditor for the type of credit requested |
| 13. | Financial instrument held by a third party on behalf of the other two parties in a transaction (e.g. Taxes and Insurance) |
| 14. | Credit agreement that allows a customer to borrow against a preapproved credit line when purchasing goods and services (2 Words) |
| 15. | Federal law requiring lenders to provide "good faith" estimate of settlement costs (acronym) |
| 20. | Cost of credit on a yearly basis, expressed as a percentage (3 Words) |
| 22. | Process of reducing debt through regular installment payments of P & I that will result in payoff of loan at maturity |
| 23. | Order not to pay a check that has been issued but not yet cashed (2 Words) |
| 25. | Written order instructing a financial institution to pay immediately on demand a specified amount of money from the writer's account to the person's named account |
| 26. | Life insurance that helps repay a loan if you should die before the loan is fully repaid (3 Words) |
| 28. | Legal claim against a property |
| 29. | To write a check for an amount that exceeds the amount on deposit |
| 32. | Bank's legal right to seize funds that a guarantor or debtor may have on deposit to cover a loan in default (3 Words) |
| 33. | Form of extending an unpaid loan in which the borrower's remaining unpaid loan balance is carried over into a new loan |
| 35. | Indicates certain amount of customer's balance that may not be withdrawn until an item has been collected or specific check or debit posted |
| 38. | Check drawn on bank and signed by an authorized bank official (2 Words) |
| 40. | Line of credit secured by equity in a consumer's home (acronym) |
| 42. | Any credit sale agreement in which the amount advanced, plus any finance charges, is expected to be repaid in full by a specified date (2 Words) |
| 47. | Legal process allowing creditor to remove funds from bank account to satisfy debt |
| 48. | Federal law that gives consumers the right to see their credit records and correct mistakes(acronym) |
| 49. | Reversion of real or personal property to the State when a person dies without a will or property (bank account) has been inactive |
| 50. | Real estate loan which is in a first lien position, taking priority over all other liens (2 Words) |
| 52. | Fee charged for delinquent payment on an installment loan, usually expressed as a percentage of the loan balance or payment (2 Words) |
| 53. | Portion of deposit balance that has not yet been collected by the depository bank (2 Words) |
| 54. | Writing a check in an amount that will overdraw the account but making up the deficiency by depositing another check on another bank |
| 55. | Card signed by each depositor and customer of a bank which may be used as a means of identification (2 Words) |
| 56. | Interest rate or dividend that changes on a periodic basis (2 Words) |
| 57. | Detailed report of an individual's credit history (2 Words) |
| 58. | Transfer of funds from one point to another by wire or network (2 Words) |
| 59. | Amount paid by borrower to lender in exchange for use of lender's money (2 Words) |
