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The Banking System

Accounts

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Across
4.Used to make payments out of a chequing or current account
5.A generally accepted form of money, including coins and paper notes, which is issued by a government and circulated within an economy. Used as a medium of exchange for goods and services, currency is the basis for trade
6.What happens when you write a cheque and do not have enough money to pay to the payee?
9.involves the transmission and settlement of cheque payments between accounts held at different banks and different branches of the same bank
10.A small plastic card issued by a bank, business etc allowing the holder to purchases goods or services on credit
11.The electronic transfer of a payment directly from the account of the payer to the payee or recipient’s account
14.Used to withdraw money from an account. The account holder must place funds into the bank account in order to use the card.
15.A deficit in a bank account caused by drawing more money than the account holds.
16.Automated Teller Machine
17.A bank account that earns interest
Down
1.Automated Banking Machine
2.An extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it. Basically the bank allows people to borrow a set amount of money. This service must be requested by the account holder
3.A person to whom money is paid or is to be paid, especially the person to whom a check is made payable
4.currency that is produced without the legal sanction of the state or government to resemble some official form of currency closely enough that it may be confused for genuine currency.
7.American form of the word cheque
8.An instruction from the account holder to allow the bank to withdraw money from an account to give to someone other than the account holder. This is usually done when paying bills
12.A person who pays or the person who writes and signs the check
13.Personal Identification Number. Used to access accounts or debit cards

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