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Pension Terms

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Across
1.An investment fund that takes a higher than normal degree of risk
3.Certificate of debt issued by a company
4.A professional adviser on financial matters
6.A person who is financially dependent on a member or pensioner
8.An option given to replace a series of future payments by an immediate lump sum
9.A series of payments made at stated intervals
10.An amount of salary which is disregarded under the rules of a scheme
11.A person who has been admitted to membership of a pension scheme
13.The retirement of a member with immediate payment of benefits, after normal pension date.
Down
2.An insurance policy issued to cover more than one individual
5.A person responsible for the management of a pension scheme
7.Target or measure against which performance will be judged
12.A written document which records a legal transaction

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