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Kayla Shollenberger

Vocabulary Words

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Across
1.A legal process to get out of debt
5.A charge for setting up a loan
6.A penalty for making a late payment
7.Exchange for your promise to repay it
10.Spending more than your credit limit
12.Represents the actual dollar cost of using credit to maintain a balance
14.The max amount of credit a lender will extend to a customer
16.Additional period of time provided for a borrower to make payment on a debt without penalty
17.A record of your personal financial transactions
Down
2.Tells you the cost of the loan per year as a % of the amount borrowed (APR)
3.The Lender can charge you a default rate if you default.
4.A yearly charge payed for the privilege of using credit
8.The charge for the privilege of borrowing money, expressed as an APR
9.The length of time you have to pay off a loan
11.A number that reflects your cred worthieness
13.The entire amount of money you owe to lenders
15.The ability to obtain goods or services before payment, based on the trust that payment will be made in the future

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