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Across 2. The payment you recieveis based on the replacement cost of an item minus depreciation 7. A person that joins a risk-sharing group by purchasing a contract is known as 11. A protection against possible finacial loss. 13. It pays the costs of minor accidental injuries to vistors on your property. 15. Is a group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state 16. The recieveing of a full cost of repairing or replacing an item. 17. Is additional property insurance that covers the damage or loss of a specific item of high value 18. Is an arrangement whereby drivers who are involved in accidents collect money from their own insurance companies 21. Is the failure to take ordinary or reasonable care to prevent acidents from happening. 23. Is insurance that coves physical injuries caused by a vehicle for which you are responsible 24. Is the chance of loss or injury. 25. A fee for insurance 26. Addition of coverage

Down 1. Is coverage that provides protection for your residence and its associated finacial risks 3. Evaluted 4. Is insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver 5. Is insurance that covers damage to your vehicle when it is involved in an accident 6. Is required 8. Deliberate destruction of private or public property 9. Is anything that increases the likelihood of loss through peril. 10. Is motor vehicle insurance that applies when you damage the property of others. 12. Is the set amount that the policyholder must pay per loss on an insurance policy. 14. to take upon yourself 19. Is anything that may possibly cause a loss 20. Is legal responsibilty for the finacial cost of another person's losses or injuries. 22. Harsh