1						2						3
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										9		10
				11											12
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						14
				15
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		17
	18
19

Across 2. To disagree 4. Body of study 7. To bring into existence 11. To be happy 13. Something you can hold 15. A gift 16. To refuse to use or take 17. Express disapproval or disagreement 18. To place in 19. Sixty seconds

Down 1. Nothing wrong 3. Behaviour, a way of acting 5. A field of study 6. A group of buildings 8. Send to another country 9. A part of something 10. To note 12. To be unwilling 14. A dry, arid place 15. A plan or scheme