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Across 4. copy (verb) 6. agreement (noun) 9. legally responsible (adjective) 11. an evil plan (noun) 12. without paying attention to something, despite (adjective) 15. say that something is true (verb) 18. money owed (noun) 19. letter, email, fax (noun) 21. ability to be trusted (noun) 22. selling technique (noun) (also verb)

Down 1. a test period to try a product before you buy it (noun) 2. make unknown information known (verb) 3. persuade very strongly (verb) 5. a gift of money given to someone powerful in return for a favour 7. decide (verb) 8. money held by a third party on behalf of transacting parties (noun) 10. disagree officially 13. acceptable, legal (adjective) 14. Pay for products before you receive them (verb) 15. standards by which a decision is made 16. to pretend to be something or someone (verb) 17. correct 20. careful of danger or problems (adjective)