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Across 9. business that provides financial services (2 Words) 10. account that allows quick access to your funds for transactions (2 Words) 11. for-profit business that offers financial services to consumers and other business (2 Words) 12. account at a depository institution designed to hold money not spent on current consumption (2 Words) 13. percentage rate used to calculate interest (2 Words)

Down 1. machine to complete some transactions at location with human help (3 Words) 2. plastic card electronically connected to a cardholder's depository institution account (2 Words) 3. account offered by depository institution designed to hold money not spent on current consumption (2 Words) 4. payment transaction done without physical connection between the payment device and physical point of sale terminal or clerk (2 Words) 5. depository institution offering many banking services;owned by the customers (2 Words) 6. apps depository institutions have that allow online banking access from devices, such as, smartphones, tablets, and other mobile devices (2 Words) 7. the price paid for using someone else's money 8. lets customers complete certain transactions from a secure Internet site with a username and password from anywhere with Internet access (2 Words)