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Across 8. regular payment made during a person's retirement 9. a ruler with total power over a country 10. insisting or demanding 14. a formal charge or accusation 16. withstand the action or effect of 17. something, typically money, awarded to someone 18. a weight hung from a fixed point so that it can swing freely backward and forward 19. a difficult, unpleasant, or embarrassing situation 20. trustworthy and reliable

Down 1. a tube-shaped sac attached to and opening into the lower end of the large intestine 2. a thing predicted 3. temporarily prevent from continuing 4. to live 5. a combination of statements, ideas, or features of a situation that are opposed to one another 6. very different 7. move backwards 11. engage in conversation 12. rm or obstinate continuance in a course of action in spite of difficulty or opposition 13. a book that lists the words of a language 15. the action of spending funds