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Across
1.Non elective employee contribution
3.10% penalty doesn't apply
4.Ownership of money
6.No favoritism can be granted to these EEs in qualified plans
7.Vesting schedule doesn't apply in this scenario
10.Earnings and Contributions both non-taxable
11.Type of a DB Plan
13.Governing body too look after DB Plans
Down
1.retirement plan falls which (ERISA) guidelines
2.An Act also known as bible of retirement plans
5.Minimum Balance Not Kept
6.OWN Contributions gets suspended
8.People over 50 can contribute more
9.Are of 2 types, Personal and Primary Residence
12.Plan invest's primarily in employer’s stock

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