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Banking Terms

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Across
1.an account from which you can write checks
6.money deposited with a financial institution for safe keeping
9.a check written for more money than is in the account
10.a check "clears" when the amount is debited/subtracted from your account
11.items of monetary value...house, land, car
13.a bank account that accrues interest in exchange for use of the money
16.a rating of your use of credit based on your payment history
18.an outstanding amount of money, in banking means amount in your account. In credit means what you owe
19.a check that a bank has refused to cash/pay because you didn't have enough money to cover it in your account
20.buying/borrowing on the promise to repay at a later date.
22.Money
23.to sign your name/signature
25.the amount of money taken out of an account
27.automated teller machine
28.a member owned financial institution
Down
2."used" check that has been paid and subtracted from your account
3.fee paid for the use of money
4.interest calculated not only on the original principal, but also on the interest already there
5.a loan for real estate, paid back to the lender monthly
7.a banking card with atm features, money is subtracted directly and electronically from your bank account
8.a savings or checking account established in the name of more than one person
10.paper bills, coins. In banking, it means paying a check
12.plastic card that gives access to a line of credit, to be paid on monthly
14.a monthly fee a bank charges for handling your checking account
15.an itemized slip showing exact amount of currency being deposited into an account
17.anything a bank accepts as security for not repaying a loan
21.a bookkeeping term for a sum of money owed by an individual or institution
24.written document instructing a bank to pay money from your account
26.an establishment for lending, borrowing, safeguarding money

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