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Across 3. is defined as the proportion of an amount loaned which a lender charges as interest to the borrower 4. refers to the actions undertaken by a nation's central bank to control money supply and achieve macroeconomic goals that promote sustainable economic growth. 5. policies that are implemented during times of high inflation 6. is the interest rate used to determine the present value of future cash flows in a discounted cash flow (DCF) analysis 9. refers to when the Federal Reserve buys and sells primarily U.S. Treasury securities on the open market in order to regulate the supply of money that is on reserve in U.S. banks, and therefore available to loan out to businesses and consumers 10. The rates for mortgages, small business loans, and personal loans are based on prime. 11. is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails.

Down 1. policies that are implemented during recession 2. is the monetary policymaking body of the Federal Reserve System 7. is a medium of exchange for goods and services 8. is a commercial bank that's part of the Federal Reserve System