1	Austerity		_____	a certificate that shows you have bought the debt from a company or the government, in return for which the company or government pays a fixed amount of money in interest each year.
2	Benefits		_____	the money that you make from your job. Economy - the state of a country relating to the amount of money that is in the system and the production and consumption of goods and services.
3	Bonds		_____	pay part of a bill or pay some money towards a big expense - for example, if your housing is subsidised, you will get money towards paying your rent.
4	Budget		_____	the decisions a government makes about taxes and what to spend public money on.
5	Charity		_____	a large loan to buy a house or property.
6	Consumer		_____	the money that is left over from your income after government tax and charges have been deducted (take-home pay).
7	Debt		_____	money owed to another person or organisation such as a bank.
8	Deficit		_____	a government policy that allows the Bank of England to put more money into the economy by creating more electronically and then buying government bonds (see ‘Bonds’ and ‘Gilts’).
9	Disposable income		_____	(1) an organisation set up to help a particular group or issue; (2) the act of donating money or time to a cause.
10	Earnings		_____	the money that is left over from your income after you have paid all of your expenses and have put any savings aside.
11	Expenses		_____	a period of economic downturn which means less money moving around the economy; people spend less, wages decrease, unemployment increases, company profits decrease, and so on.
12	Fiscal policy		_____	more income than expenditure; more money coming in than being paid out.
13	Gilts		_____	all the money (or items worth money) that you receive, including through work, investments and government benefits.
14	Income tax		_____	a plan for how you will use your income, including spending and saving.
15	Income		_____	a government measure to reduce the amount of money it spends (usually reduced wages and benefits), resulting in difficult financial conditions for a population.
16	Interest rate		_____	the things that you have to spend your income on.
17	Investment		_____	the money you pay as a charge for the service of using someone else’s money - for example, if you borrow money to buy a car, you pay back the money you borrowed plus interest; or the bank pays you interest on money saved as it has access to your money.
18	Mortgage		_____	something that you buy because it is likely to make you money in the future - for example, property may increase in value so that you can sell it for more than you bought it and make a profit, or you can rent it out.
19	Net income		_____	a high-interest, very secure government bond (see ‘Bonds’).
20	Public spending		_____	money and other financial support (such as reduced bus and train fares or provision of housing) that the government provides for people who are unable to get any other income.
21	Quantitative easing		_____	money deducted from your income by the government to pay for public services such as health and education.
22	Recession		_____	the income of an organisation or government.
23	Revenue		_____	more expenditure than income; more money paid out than coming in.
24	Subsidise		_____	how the government spends the money it makes (through taxes, for example).
25	Surplus		_____	someone who uses or buys goods and services.