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Across 1. two year college degree 4. a sheet that helps your write letters of application, prepare job resumes, and fill out application forms 8. talking with people and establishing relationships that can lead to more information or business 9. doing something in the same manner every time 11. Major decisions 15. financial extras in addition to a regular paycheck. Medical and life insurance coverage, paid vacations, bonuses, retirement plans are examples offringe benefits 17. natural physical and mental talent for learning 18. insurance that provides benefits to workers who have lost their jobs 20. a prediction made by researchers of which jobs will offer the greatest employment opportunities 21. four year college degree 22. the gross pay minus taxes and deductions. 23. a group of jobs related to one another by common interests 25. when credit given by one school is accepted by another 26. an unfounded belief or notion 27. a brief letter written in a business form to thank the interviewer for the interview 28. a brief history of a person’s education, work experience and other qualifications for employment 30. The federal government’s program that pays for health care services for people who can’t afford payment

Down 2. a process used to make important decisions carefully and logically 3. a type of retirement program that companies offer to employees. 5. a set amount of money paid to an employee for a certain period of time 6. Set of moral principles or personal priorities that guide the person’s conduct 7. goal that will take several months or years to achieve 10. a list of steps including activities, work experience, and education/training that are needed to reach a career goal 12. the total amount of money earned for the pay period before taxes and deductions are subtracted from a paycheck 13. all the things a person has or can use to help reach their goals 14. The federal government’s health insurance program for people 65 years old or older, people of any age with permanent kidney failure and others with certain disabilities 16. time and material things a person has or can use, such as money, tools, clothes, and community resources, to achieve goals 19. A Wage and Tax statement of the amount an employee was paid in the previous year. It also shows the income tax and social security tax withheld during the year 24. a person who knows you well and is willing to discuss your personal and job qualifications with employers 29. small amounts of money given by customers to service-related workers in return for good service