1	APR		_____	a legal proceeding involving a person or business that is unable to repay their outstanding debts
2	APY		_____	character, capacity, capital, collateral, and conditions.
3	Balance		_____	worth is the value of the assets a person or corporation owns, minus the liabilities they owe
4	Bankruptcy		_____	money received, especially on a regular basis, for work or through investments
5	Cash Flow		_____	a target to aim for when managing your money. It can involve saving, spending, earning or even investing.
6	Collateral		_____	a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
7	Credit		_____	is a type of savings deposit account that can be found at banks and credit unions
8	Commercial Bank		_____	a three-digit number based on the information in your credit reports.
9	Compound Interest		_____	is the minimum amount of money required to open an account with a financial institution, such as a bank or brokerage firm
10	Credit Score		_____	are incurred when you spend more money than you have available in your bank account, and banks typically charge around $35 per instance, meaning that you can be charged multiple _____________ in a single day
11	Debit Card		_____	refers to the amount of money, or interest, you earn on a bank account over one year
12	Deposit		_____	allows a user to conduct financial transactions via the Internet
13	Direct Deposit		_____	a financial institution that accepts deposits, offers checking account services, makes various loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses.
14	Expense		_____	a payment card that deducts money directly from a consumer’s checking account to pay for a purchase
15	Experian		_____	the cost required for something
16	Fees		_____	one of the three major credit bureaus that produce reports detailing consumers' borrowing habits
17	Fico Score		_____	is a percentage withheld from an employee's pay by an employer who pays it to the government on the employee's behalf.
18	Financial Goals		_____	to the earnings generated and realized on an investment over a particular period of time. It's expressed as a percentage based on the invested amount, current market value, or face value of the security.
19	Five C's of Credit		_____	occurs when an unauthorized party uses your personally identifying information, such as your name, address, Social Security Number (SSN), or credit card or bank account information to assume your identity in order to commit fraud or other criminal acts.
20	Gross Income		_____	The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check.
21	Identity Theft		_____	) is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods.
22	Income		_____	something pledged as security for repayment of a loan, to be forfeited in the event of a default
23	Interest		_____	a fixed price charged for a specific service
24	Internet Banks		_____	the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately
25	Investment		_____	is a charge that some banks leverage when there isn't enough money in an account to pay for a transaction.
26	Liabilities		_____	an annualized representation of your interest rate
27	Loan		_____	it works within established localities and reinvest depositors' money
28	Local Bank		_____	a three-digit number designed to represent the likelihood you will pay your bills on time
29	Minimum Deposit		_____	A thing for which someone is responsible, especially a debt or financial obligation
30	Minimum Balance		_____	a sum of money placed or kept in a bank account, usually to gain interest
31	Money Market Account		_____	the action or process of investing money for profit or material result.
32	Net Worth		_____	an even distribution of weight enabling someone or something to remain upright and steady.
33	Overdraft (Fee)		_____	also known as gross pay when it's on a paycheck—is the individual's total pay from his or her employer before taxes or other deductions
34	Payday Lender		_____	involves removing funds from a bank account, savings plan, pension, or trust
35	Payroll Tax		_____	Interest is calculated as a percentage of a loan (or deposit) balance, paid to the lender periodically for the privilege of using their money.
36	Return Item Fee		_____	is the minimum dollar amount that a customer must have in an account to receive some service benefit, such as keeping the account open or receiving interest
37	Return on Investment (ROI)		_____	the net amount of cash and cash-equivalents being transferred into and out of a business
38	Savings Account		_____	a deposit account held at a retail bank that pays interest but cannot be used directly as money in the narrow sense of a medium of exchange
39	Withdrawal		_____	is a performance measure used to evaluate the efficiency or profitability of an investment or compare the efficiency of a number of different investments
40	Yield		_____	is a type of short-term borrowing where a lender will extend high interest credit based on your income