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Across 3. implies the existence of a defect that something is deformed or malformed 6. The act or an instance of transforming 9. person or entity you designate to receive the proceeds (death benefit) from your life insurance policy 11. also called a court of last resort, instance, or judgment 12. s a holder of the estate in land 13. Comprehensive Agrarian Reform Law 16. In law, the act of seizing property without compensation and submitting it to the public treasury 18. s a business organization owned and operated by a group of individuals 21. a reform that is often used interchangeably with agrarian reform 22. is a process that consists of the building or assembling of infrastructure 25. means buying securities or other monetary assets in the financial or in fairly liquid real assets 26. is the carrying out, execution, or practice of a plan 28. something that grow on farm 29. something that hinders progress 31. a supply, something provided 32. a tenancy which holding agrarian land 33. is an individual who was hired by an employer to do a specific job 35. is a large artificially established forest, farm or estate, where crops are grown for sale 37. s the process of estimating what something is worth 38. A position that affords a broad overall view or perspective 39. related to the production&distribution of goods & services in a particular region 40. the holding or possessing of anything

Down 1. grow crops and raises animals 2. a process of social and economic change 4. is a large employment services company that places workers with other companies 5. this reform is very significant for any economy of any country because more than half of the population is employed in the agriculture 7. settled in Palestine 8. law which has been promulgated by a legislature or other governing body 10. taking multiple debt or credit lines 11. “study of human society.” 14. means freedom from poverty 15. land bank of the philippines 17. it is a structure which the concept is related to the nature,type & etc 19. The process of uniting or putting together 20. is an increase in rank often accompanied by more pay 23. referendum 24. is a person or organization that hires people to perform work in exchange for compensation 27. organisms that both belong to the same species and live in the same geographical area 30. is the learned capacity 34. A punishment imposed for violating a law or agreement 36. comprehensive agrarian reform program