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Across 3. Reduces Taxes , Increase Government 5. Privately owned banks who own shares of stock in the federal Reserve System 7. Exports-Imports 8. The highest point between the end of an economic expansion and the start of a contraction 13. Men and women 16 years of age and over who are either working or looking for a job 18. The total value of all final goods and services produced within a nation's borders during a one-year period 19. Directly related to swings in the business cycle 22. The decline in GDP and rise in prices 23. Occurs when a fundmental change in operation of the economy reduces the demand for workers and their skills 26. Is the amount of money the government went over budget in a given year 27. An increase in the capacity if an economy to produce 28. Increases Taxes , Reduce Government Spending 29. Is the interest the Federal Reserve charges on its loan to banks

Down 1. Bank that can lend to other banks in times of need 2. Caused by workers who are between jobs for one reason or another 4. The total demand in an economic 6. Occurs when a recession becomes severe 9. The use of government spending and revenue collection(taxes) to influence the economy 10. Is the total amount of money owed by the federal government to individuals, other countries,etc 11. Resulting from changes in the weather or changes in demand for certain 12. Is the minimum percentage of deposits that banks must keep on reserve to back up the checking accounts 14. The fed sells or buys US government secruities (bonds) to influence the money supply 15. Percentage of people without a job. 16. Created in 1913 as the nation's first true central bank 17. The total amount firms would produce of various prices 20. An increase in prices 21. Two consecutive quarterd of negative GDP 24. Measure of the overall cost of goals and services produced in one year 25. Marks the end of a period of declining business activity and the transition to expansion