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Across 1. insurance that covers physical injuries caused by a vehicle accident for which youre responsible 3. group of people who can not get motor vehicle insurance 5. Another term for evaluated 7. Coverage that provides protection for your residence 9. Mtehod for settling claims 12. Anything that increases the likelihood of loss through Peril 14. Deliberate destruction of provate or public property 18. Addition to coverage 19. Joins a risk sharing gruop by purchasing a contract known as this 20. also means Required 22. Anything that may possibly cause a loss 23. Protection against possible financial lost 24. Pays the cost of minor accidential injuries to vistors on your property

Down 2. covers you and our familiy members if you are involved in an accident with a uninsured hit and run driver 4. motor vehicle insurance that applies when you damage the property of others 6. Covers the damage or loss of a specific item of high value 8. drivers who are involved in accidents collect money from their own insurance companies 10. Fee for Insurance 11. Legal responsibility for the financial cost of another persons lost or injuries 13. Chance of loss of injury 15. Payment you receive based on the replacement cost of a item minus deprication 16. Failure to take ordinary or reasonable care to prevent accidents from happening 17. Set amount that a policyholder must pay 21. To take upon yourself