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Across 3. items that one is responsible for 5. A budget that is used for ongoing business operations for a specific period. 8. a process used to achieve financial success 10. An estimate of the actual money received and paid out for a specific period 12. A budget that plans income and expenses from the beginning of a new business 14. compares how much the company relies in money that is borrowed externally versus money attained within the business 15. second phase of financial planning 16. third phase of financial planning 18. decrease in financial value 19. first phase of financial planning 20. indicates the rate of return the owners/stockholders are receiving on their investments 21. financial gain

Down 1. Comparisons using a company's financial data to determine how well the business is performing 2. A picture of the financial performance of a business 4. formal documents representing the transactions of a business 6. inancial statement that measures a company's financial performance over a specific accounting period 7. total assets of an entity minus total liability 9. a statement of the assets, liabilities, and capital of a business or other organization at a particular point in time 11. shows how much profit is being made by each dollar of sales for the period being analyzed 13. shows the ability of a company to pays its debts as they become due 17. useful or valuable thing, person, or quality