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Across 8. A business that provides financial services. (2 Words) 10. Lets customers complete certain transactions from a secure internet site with a username and password from anywhere with internet access. (2 Words) 11. A plastic card electronically connected to a cardholder's depository institution account. (2 Words) 12. A depository institution offering many banking services; owned by the customers. (2 Words) 13. A payment transaction done without physical connection between the payment device and physical point of sale terminal or clerk. (2 Words)

Down 1. A machine to complete some transactions at the location without human help. (3 Words) 2. An account at a depository institution designed to hold money not spent on current consumption. (2 Words) 3. An account offered by depository institutions whose purpose is to help people manage money. (2 Words) 4. The price paid for using someone else's money. 5. Percentage rate used to calculate interest. (2 Words) 6. A for-profit business that offers financial services to consumers and other businesses (2 Words) 7. Apps depository institutions have that allow online banking access from devices, such as, smartphones, tablets and other mobile devices. (2 Words) 9. An account that allows quick access to your funds for transactions. (2 Words)