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Across 3. a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase 6. a type of prepaid card that is issued for a set amount and is reloadable, so consumers can add funds to the cards 7. a deficit in a bank account caused by drawing more money than the account holds 9. Allows you to schedule money movements between accounts, usually at same bank 10. the electronic transfer of money from one bank account to another 12. the use of a smartphone or other cellular device to perform online banking tasks while away from your home computer 13. Unique 9 digit number telling the payee’s bank which bank to get the money from 14. an electronic payment service that allows you to set up a secure online account to make one-time or recurring bill payments 15. sign (a check or bill of exchange) on the back to make it payable to someone other than the stated payee or to accept responsibility for paying it 16. Log in to an app, then tap or wave your phone at the checkout terminal to pay 17. the electronic transfer of a payment directly from the account of the payer to the recipient's account 18. a small written form that is used to deposit funds into a bank account 19. slang for a check that cannot be processed because the account holder has non-sufficient funds

Down 1. online technology that allows customers to transfer funds from their bank account or credit card to another individual's account via the Internet or a mobile phone 2. a line of credit that banks offer to their customers to cover their overdrafts 4. a signature by the creator of an instrument, such as a check, which enables any holder of the instrument to assert a claim for payment 5. also known as an eCheck, is a form of digital payment that serves the same function as a physical check 8. a person who lends money at interest on the security of an article pawned 11. An app that you can store credit card or banking account information to