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Across 2. Financial issues that can affect an individual. (2 Words) 3. The opportunity lost to do something with money when an individual uses that money to do something else. (2 Words) 4. An expense that changes from one period to the next. (2 Words) 9. An expense that stays the same from one period to the next. (2 Words) 13. Money recieved. (2 Words) 14. Available cash on hand for meeting immediate wants and needs. 16. Money spent. (2 Words) 17. Anything on which money is spent on. 18. The process of forcasting future expenses and income.

Down 1. The process of planning every aspect of personal finances. (3 Words) 5. Fee charged by a lender for money borrowed. 6. Something owned. 7. What is owed (debt). 8. Something owned that can be rapidly converted to cash without a risk of significant loss. (2 Words) 10. Money coming in through wages earned, allowance, or other sources. 11. A legal process in which a court takes over some of the finances of a person who is unable to pay his or her bills. 12. Ownership in something. 15. Assets minus liabilities. (2 Words)