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Across 1. Red ______ warrant closer scrutiny, which sometimes include filing a SAR. 4. The USA _______ Act was signed into law in October 2001. 5. You must inform the _____ of all SAR filings. 6. Which federal agency was designated to administer the Bank Secrecy Act? 8. This agency administers and enforces economic and trade sanctions. 12. There are _____ stages of money laundering. 13. You must give the CIP notice _____ to opening the account. 14. All financial institutions must have a customer ______________ program. 15. One of the purposes of the Bank Secrecy Act is to prevent ________ financing. 18. When mandatory thresholds are not met, you can ___________ file a SAR. 19. You must ____ your member for customer due diligence. 20. A SAR must be filed within ______ days.

Down 2. Attempting to avoid large currency reporting by breaking transaction into multiple transactions. 3. How often must you receive training? (3 words) 7. The _________ is very important when filing a SAR. 9. A CTR must be filed within _______ days. 10. You must submit an annual ______ with FinCEN and receive approval to share information with other financial institutions. 11. A SAR must be filed within _____ days if more time is needed to identify the suspect. 16. Generally you must keep records for ____ years. 17. File a SAR every ______ days if activity is on-going.