1
			2										3
																				4
5									6
																	7
8
					9
10		11
					12
				13
14
				15

Across 2. Delay or postpone action; put off doing something. 5. Ability to stop or reduce loan payments for up to 12 months while interest is accruing. 8. To combine a number of financial accounts or funds into a single overall account or set of accounts. 9. The demand for a particular job when you are qualified and ready to enter the field. 13. A strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal. 14. The faculty member designated to assist a student in selecting the proper academic courses required to earn a degree at a post-secondary institution. 15. The difference between the cost of attending a particular school and the expected family contribution.

Down 1. A standard by which something can be compared or assessed. 3. List of standardized tests that students may need to take for admissions to various Universities and Colleges. 4. A standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations. 6. Total amount it will cost you to go to school (includes tuition and fees as personal expenses). 7. Postponement of payment on a loan allowed under certain conditions and during which interest does not accrue. 10. A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation. 11. A process of validation in which colleges, universities and other institutions of higher learning are evaluated. 12. The common name for the Free Application for Federal Student Aid form prepared annually to determine eligibility for post-secondary financial aid.