1							2						3					4
				5								6
		7
8												9
															10
	11
							12			13							14
15
					16
			17																18
19
														20
			21											22
									23
									24

Across 1. a savings tool that locks in an interest rate AND a length of time 5. the rule of 72 tells you how long it takes to do this to your money 6. you do this when you spend more than you have in your checking account 8. a money _________ account is a type of savings account 10. what does the T stand for in the P x R x T 11. an alternative to walking into a bank and speaking with a teller 16. like online banking but on a phone 19. calculated with the P x R x T formula 20. typically how often customers receive a statement from their checking account 21. a fixed payment for a job calculated annually 22. what does the R stand for in the P x R x T 23. FDIC __________ protects up to $250,000 that you have saved in a bank 24. living paycheck to ___________ is a difficult existence

Down 2. this type of account is for your day-to-day spending 3. this is how many employers send money to their employees' bank accounts 4. when getting any loan, shop around and try to get this number as low as possible! 7. what does the P stand for in the P x R x T 9. when you send money from one account to another 12. you need this to take out money at an ATM 13. an alternative to a traditional bank 14. hourly rate x hours worked = ?? 15. this type of account helps you to save for short- or long-term financial goals 17. if you use an ATM outside of your bank's network, you may be charged a ____ 18. ATM is an acronym for Automated __________ Machine 20. a house loan is called this