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Across 3. Something a person plans to achieve in the future 4. Use money now to buy goods 10. Anything generally accepted as final payment for goods and services 11. Course of action taken when faced with a set of alternatives 13. Money paid regularly to a person, often parent to child 15. Payments for goods and services 16. Persons who desire to conserve their monetary funds to the best of their ability 17. The set of all sale and produced transactions that affects the price of some good or service 18. Money set aside for future use 19. Disposable income (income after taxes) minus cunsumption spending 20. The quantity and quality of human effort available to produce goods and services

Down 1. A paid position of regular employment 2. Financial institution that keeps your money safe 5. Keep money for future use 6. Payments for labor services directly tied to timed worked 7. Amount of output produced per unit of input used 8. People employed to do work producing goods and services 9. Payments earned by households for selling or renting their productive resources 12. Desires that can be satisfied by consuming or using a good or service 14. Resources and goods made and used to produce other goods and services