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Across 4. A schedule of repayment which includes payments of principal and interest 6. An undergraduate student under the age of 24 and not married 7. Interest on loans that accumulates and must be paid at a later date 11. Interest rates that change according to government guidelines 13. Clause in which a portion or all of a student's loans may be cancelled 16. Interest that is computed on both the original interest and accrued interest 18. The release of loan funds to the school for a student 20. The failure to meet the conditions of repayment of a student loan. 22. Short for Student Aid Report-reports information from the FAFSA 23. Aid which is based on an achievement such as academica or athletics 25. The main form needed to complete a FAFSA 27. The period of time usually consisting of 2 semesters or 3 trimesters 28. Short for American College Test, needed for admission to most colleges 29. The financial institution that makes a loan 30. Short for Expected Family Contribution the family/student is expected to contribute 31. Aid awarded based on academic, athletic, or community involvement 32. A specified period during which a borrower does not have to repay a loan 33. The amount of funds borrowed 34. A program available where students work to help pay college expenses 35. The period of time after graduation but before repayment begins. 36. The person who takes out a loan and is responsible for repayment

Down 1. Student who is over age 24 or has dependants 2. Funds borrowed to help pay for college 3. Aid such as Pell that does not have to be repaid 5. Short for Free Appplication for Federal Student Aid 8. Process of combining several different loans into one loan 9. A legal document that is a promise to repay a loan 10. The basis for need-based financial aid. 12. The difference between financial need and estimated financial aid 14. Financial holdings such as cash, stocks, home, and other real estate 15. Amount charged on a loan for the use of funds 17. A processing fee charged by the lender to make the loan 19. Amount returned to the student if they have more aid than expenses 21. Any type of financial assistance available to families and students for college 24. A college's notification of financial aid qualification. 26. What a college charges for attending their institution