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Across 1. goods used in palce of each other 4. a cost that does not change no matter how much of a good is produced is produced 6. the concentration of the productive efforts of individuals and firms on a limited number of activities 9. the service and facilities necessary for an economy to function 13. a cost that rises or falls depending on how is produced 14. the most desirable alternative given up as the result of a decision 15. the price for the use of borrowed money, or money earned by deposited funds 17. the difference in value between the total exports and total imports of a nation 19. one that acquires goods or services for direct use or ownership rather than for resale or use in production and manufacturing 22. all human-made goods that are used to produce other goods and services 23. the financial gain made in a transaction 24. budget in which revenues are equal to spending

Down 2. the amount of goods available 3. deciding whether to do or use one additional unite of some resource 4. the system that allows the transfer of money between savers and borrowers 5. limited quantities of resources to meet unlimited wants and needs 7. describes demand that is NOT very sensitive to a change in price 8. an alternative that we choose when we make a decision 10. the study of the economic behavior and decision making of small units, such as individuals, families, businesses 11. an intem that we desire but it not essential to survival 12. the largest porvider of development assistance 16. quantity demanded is greater than quantity supplied 18. a government payment that supports a business or market 20. a tax on the dollar value of a good or service being sold 21. income not used for consumption