estatetaxes		extra time to make the payment
HMO		pays if your car is stolen
deductible		portion paid by policyholder after meeting deductible
graceperiod		request for reimbursement for loss
cancer insurance		not paying premium on time results in this
claim		sums of money paid for losses
liability		pays your salary if you are unable to work
wholelife		unable to provide coverage for this
rider		professional insurance salesman
insurer		children are an example of these
insuranceagent		person or company protected against loss
policy		builds cash value and can be paid off
comprehensive		inexpensive, costs more for older people
dependents		who gets the benefits from the policy
insured		protection provided by the policy
limits		policy for a group of workers from the same company
term		written insurance contract
copay		an event (fire/storm) that causes loss
benefits		maximum amount insurance co. is willing to pay
lapse		unnecessary if you have good health insurance
group		insurance salesman's income
disabilityincomeinsurance		the insurance company
beneficiary		cost to own insurance policy
loss		responsibility for loss or damage
hazard		fees your heirs pay when you die
commission		Group Health and Bess Kaiser are examples
exclusion		what policyholders pay for damage or loss
peril		reduction of the value of property due to peril
premium		becoming obese or driving drunk are both examples
coverage		amendment that changes the policy